1. Scope and Application
This Policy applies to Users who visit, access, or transact through the Platform. It excludes third-party websites and apps linked to the Platform, which are governed by their own privacy policies.
2. Services We Provide
Loan Aggregation and Credit Reports
Data Collected: Your name, email address, phone number, financial information, PAN, Aadhaar (if applicable), income details, employment history, and other information required to facilitate loan processing.
Purpose: To provide loan aggregation services, match you with certified lenders, and offer insights into your creditworthiness.
Sharing: We share necessary data with certified banks, NBFCs, and lending partners for the purpose of processing your loan applications and providing the best loan offers.
Digital Marketing & Promotions
Data Collected: Information related to your financial interests, loan applications, and user engagement with our platform.
Purpose: To tailor marketing campaigns to offer the best possible financial products and services based on your preferences.
Sharing: With your consent, we may share your information with trusted marketing partners for targeted promotional campaigns.
Customer Support
Data Collected: Information provided by you during interactions with our customer support team, including recorded calls.
Purpose: To resolve issues, provide information, and enhance customer service experiences.
Sharing: This data may be shared within our support team or with third-party service providers, strictly for improving our service delivery.
3. Cookies
We use cookies to identify Users, enhance your experience on the Platform, and show relevant advertisements. Cookies are also used for analytics and tracking. You can disable cookies through your browser settings, but doing so may limit certain functionalities of the Platform.
4. Your Rights
Right to Deny or Withdraw Consent
You can refuse to provide personal data or withdraw consent for data collection and use at any time. However, this may impact our ability to provide certain services.
Right to Access, Rectify, or Delete Data
You have the right to:
- Access the personal data we hold about you.
- Rectify any inaccurate or incomplete data.
- Delete your personal data from our records, except where retention is required by law.
Right to Object
You have the right to object to the processing of your data for specific purposes, such as marketing or profiling.
5. Data Storage and Security
We store your data on secure servers located within India, utilizing Hostinger and Avien service provider, adhering to industry-standard security practices. We implement encryption and other technical measures to protect your personal data. However, please note that no data transmission over the internet can be guaranteed to be 100% secure.
6. Confidentiality Agreements
We ensure that third parties with whom we share your data are bound by confidentiality agreements and are restricted from further disclosing or using your data for any purpose other than that specified in this Privacy Policy.
7. Phishing Protection
We will never ask for sensitive payment details, usernames, or passwords via email or phone. If you receive communication requesting such information, it is likely a phishing attempt. Please report such incidents to us immediately.
8. Legal and Governing Law
This Privacy Policy is governed by the laws of India. Any disputes arising from this Privacy Policy shall be subject to the jurisdiction of the courts in Jaipur city.
9. Changes to Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the updated Privacy Policy on our website and/or sending you an email. Please review this Policy periodically for any updates.
10. Contact Information
If you have any questions about this Privacy Policy, please contact us at:
- Email: [email protected]
- Phone: +91-9289090629
- Address: FundXAds,INDIA